For agents

Become the agent who solves funding.

Most agents send their investor clients to hard money lenders. You can offer something better — a non-lender capital program that covers 90% of the flip with no credit check, no approval process, and no monthly debt payments.

When you bring a deal to Hillstone, you represent the acquisition and the resale. Your investor client gets fully funded. You become their go-to resource for every future flip.

You bring the deal

Submit your investor's fixer property — address, estimated repairs, and projected ARV. We do the rest.

Hillstone funds 90%

We cover the full acquisition and renovation budget. No lender. No credit check. No DTI. No monthly payments.

Your investor contributes 10%

Their only out-of-pocket requirement at launch. All Hillstone fees are deferred to closing — zero carry during the project.

You close both sides

You represent the buy-side acquisition and the resale listing. Your investor keeps 100% of net profit. You earn both commissions.

How it works

From deal submission to funded flip.

Submit the deal

You or your investor client submits the property — address, estimated scope of work, and projected after-repair value. Takes five minutes.

Hillstone underwrites

We order an independent appraisal and inspection, build a full renovation budget, and deliver a projected profit breakdown — no algorithms, human analysis only.

Investor funds 10%

Your client contributes 10% of total project cost. Hillstone covers the rest — acquisition and full renovation budget. Zero monthly payments throughout.

Project closes, profit paid

Hillstone manages renovation and resale. When it closes, 100% of net profit — after our fixed fee — goes directly to your investor. You list the resale.

Program terms

Not a lender.
Not even close.

Hillstone is not a hard money lender. There is no extension of credit, no interest rate, no monthly payment schedule. We enter a capital agreement with your investor — clean, documented, and fully aligned. We profit only when the project succeeds.

All Hillstone fees are deferred to resale. Your investor writes one check at launch — their 10% — and nothing else until closing.

Investor contributes

10%

of total project cost at launch

Hillstone funds

90%

purchase + full renovation budget

Investor profit share

100%

of net profit at resale

Hillstone fee

4.99%

of final resale price, deferred

Monthly carry

0.99%

on Hillstone capital, deferred

Monthly out-of-pocket

all fees deferred to closing

Credit check

None

no lender, no approval process

Target timeline

6 mo.

purchase to resale

Profit example

What your investor actually walks away with.

A real-world scenario on a $950,000 total project — so you can show your investor clients exactly what the numbers look like.

Sample project — $950,000 total project cost Illustrative example

Project inputs

Purchase price$800,000

Renovation budget$150,000

Total project cost$950,000

Investor contribution (10%)$95,000

Hillstone funds (90%)$855,000

After-repair value (ARV)$1,195,000

All deductions from resale

Listing agent commission (2.5%)($29,875)

Buyer's agent commission (2.5%)($29,875)

Escrow / title (0.4%)($4,780)

Transfer taxes (0.6%)($7,170)

Holding cost (0.25%)($2,988)

Renovation budget($150,000)

Initial purchase price($800,000)

Finance carry (0.99%/mo x 4mo)($33,858)

Program fee (4.99%)($59,631)

Total deductions($1,118,176)

Net profit to investor

$76,824

80.9% ROI — 4-month hold

on a $95,000 contribution

242.6% annualized

Illustrative example only. Actual results vary based on purchase price, renovation costs, final resale value, project timeline, and applicable fees. Not all properties qualify. Review all program terms with your legal and financial advisors before proceeding.

For agents

You earn twice.
Every single deal.

As the funding partner who brought the deal, you represent both sides of every transaction. That means two commission checks from one investor relationship — on the acquisition and again when the property sells.

Buy-side commission

2.5% on acquisition price

$20,000

on a $800,000 purchase

Resale listing commission

2.5% on resale price

$29,875

on a $1,195,000 resale

Total agent commissions

$49,875

per project — on top of your investor's profit

Why agents partner with Hillstone

More value for your investors.
More business for you.

Stronger client relationships

Become your investor's funding resource

Instead of sending clients to a hard money lender, you offer them a better solution directly. Agents who solve funding problems become indispensable to their investor clients.

Double commission opportunity

Represent both sides of every deal

You submit the acquisition and list the resale. Every Hillstone project you bring generates two transaction commissions — on the buy side and the sell side.

No credit barriers for your clients

Bring investors who can't get hard money

Hillstone has no credit check, no DTI requirement, and no lender approval process. Investors who have been turned down elsewhere may still qualify for EasyFlip.

Repeat deal pipeline

Every closed project feeds the next

Investors who have a successful flip with Hillstone come back for more. As their funding partner, you're positioned on every future deal they run through the program.

Common questions

What agents ask us.

How is this different from hard money?+

Hard money is a loan — it carries interest, requires approval, has monthly payments, and affects your client's credit and DTI. Hillstone is not a lender. We enter a capital agreement with your investor, cover 90% of the project, and take a fixed fee at resale. No credit check. No monthly payments. No lender.

What does my investor client need to qualify?+

The property needs to qualify — not the investor. Hillstone requires an appraisal, home inspection, and preliminary title report prior to closing. No credit score, no income verification, no DTI calculation. The deal underwrites on the property's after-repair value and the project economics.

Can I bring deals from multiple investor clients?+

Yes. There is no limit on the number of deals you can bring to Hillstone. Each project is evaluated independently. Agents who consistently bring qualifying deals are prioritized in our review pipeline.

Do I need to be the buyer's agent on the acquisition?+

We strongly encourage it — and it's in your interest. Representing the acquisition gives you the buy-side commission and positions you naturally as the listing agent on the resale. Both sides of the transaction, one relationship.

What if the renovation goes over budget or the project underperforms?+

Your investor's exposure is capped at their 10% contribution. Hillstone holds title and manages the project — cost overruns, liability for workmanship, and operational risk sit with Hillstone. Your client owns the upside; we absorb the downside risk.

What markets does Hillstone operate in?+

All 50 states, with active major metro areas preferred. Total project cost between $300K and $5M. Target turn-time of 6 months or less from purchase to resale. SFRs, condos, townhomes, and 2–4 unit residential properties.

Start bringing deals.
We handle the rest.

Submit a property your investor client is looking at and we will run the numbers — ARV, renovation budget, and projected profit — before anyone commits to anything.

Submit a deal

Or connect with us directly

Schedule a 20-min call Run the project calculator

213-799-7420

Become the agent who solves funding.

From deal submission to funded flip.

Not a lender.Not even close.