How it works

From deal submission to funded flip.

Easily fund and manage your next property flip — no hassle required. We handle the capital, the underwriting, and as much of the execution as you need.

Submit the property

Submit the address, your estimated scope of work, and the projected after-repair value. Takes about five minutes online.

Hillstone underwrites

We order an independent appraisal and home inspection, build a full renovation budget, and deliver a projected profit breakdown. Human analysis — no algorithms.

You fund your 10%

You contribute 10% of the total project cost at launch. Hillstone covers the remaining 90% — acquisition and full renovation budget. Zero monthly payments throughout.

Project closes, profit paid

Hillstone manages renovation and resale. When the property closes, 100% of the net profit — after our fixed fee — goes directly to you.

Program structure

Not a lender.
Not even close.

Hillstone is not a hard money lender. There is no extension of credit, no documentation burdens, no monthly payment schedule. We enter a capital agreement with you — clean, documented, and fully aligned.

All Hillstone fees are deferred to resale. You contribute once at launch — your 10% — and nothing else.

Investor contributes

10%

of total project cost at launch

Hillstone funds

90%

purchase + full renovation budget

Investor profit share

100%

of net profit at resale

Hillstone fee

4.99%

of final resale price, deferred

Monthly carry

0.75%

on Hillstone capital, deferred

Monthly out-of-pocket

all fees deferred to closing

Credit check

None

no lender, no approval process

Target timeline

4 mo.

purchase to resale

What you get

Built to make your flip easier.

Streamlined funding

We cover 90% of the total project cost

This includes the full purchase price and the complete renovation budget. You put in 10% and we handle the rest — no back-and-forth with a lender, no loan approval timeline.

Greater upside

100% of net profits go to you

When the renovation is complete and the property resells, 100% of the net profit is yours. Hillstone's fee is fixed and deferred.

Guidance and expertise

Hands-off management available

If you'd rather stay hands-off, we can manage the entire project from start to finish — designers, project managers, contractors, and the property resale. The cost is included in the renovation budget.

Human-powered valuations

No algorithms — real insight

We combine in-house expertise with locally sourced, independent appraisers to determine true market value — before and after every renovation. No algorithms. No guesswork. Just real professionals evaluating every project.

Reduced liability

Hillstone holds the property

We hold the property to protect both interests and to limit your personal exposure. No monthly holding costs to you. Shielded from personal liability arising from negligence, poor workmanship, or injury during the project.

Safety and security

Your liability stays limited

We structure every project to limit your personal legal exposure from anything that can go wrong during the renovation. Your risk is capped at your 10% contribution.

Eligible properties

What qualifies for EasyFlip.

Hillstone operates in all 50 states with a preference for active major metro areas. The property needs to qualify — not the investor.

Property types

Single-family residences (SFR)
Condos and townhomes
2–4 unit residential properties

Project parameters

Total project cost: $300K – $5M
Target turn-time: 4 months or less
All 50 states — major metro areas preferred

Required at closing

Independent appraisal
Home inspection
Preliminary title report
No exceptions

Sample project

What the numbers actually look like.

A real-world scenario on a $950,000 total project — so you know exactly what to expect before you commit to anything.

Sample project — $950,000 total project cost Illustrative example

Project inputs

Purchase price$800,000

Renovation budget$150,000

Total project cost$950,000

Your contribution (10%)$95,000

Hillstone funds (90%)$855,000

After-repair value (ARV)$1,195,000

All deductions from resale

Listing agent commission (2.5%)($29,875)

Buyer's agent commission (2.5%)($29,875)

Escrow / title (0.4%)($4,780)

Transfer taxes (0.6%)($7,170)

Holding cost (0.25%)($2,988)

Renovation budget($150,000)

Initial purchase price($800,000)

Finance carry (0.75%/mo x 4mo)($25,650)

Program fee (4.99%)($59,631)

Total deductions($1,109,968)

Your net profit

$85,032

89.5% ROI — 4-month hold

on a $95,000 contribution

268.5% annualized

Illustrative example only. Actual results vary based on purchase price, renovation costs, final resale value, project timeline, and applicable fees. Not all properties qualify. Review all program terms with your legal and financial advisors before proceeding.

Common questions

Everything you need to know.

Is Hillstone a lender?

No. Hillstone Real Estate, LLC purchases and sells real property. Our programs are not lending transactions and do not involve the extension of credit as defined under California law. We enter a capital agreement with you — structured, documented, and fully transparent.

What does the funding actually cover?

Hillstone funds 90% of the total project cost. This includes the acquisition price of the property and the full approved renovation budget. Your 10% contribution covers the remaining portion of the total project cost and is collected at launch.

Are there any monthly payments or ongoing costs?

None. There are no monthly interest payments, no debt service expenses, and no ongoing costs during the project. All Hillstone fees — including the program fee and finance carry — are deferred to the resale of the property. You contribute once at launch and nothing else until closing.

What are Hillstone's fees?

Hillstone charges a program fee of 4.99% of the final resale price and a finance carry of 0.75% per month on Hillstone's total capital outlay. Both fees are deferred to closing — nothing is owed until the property sells.

Program fee: 4.99% of final resale price
Finance carry: 0.75%/month on Hillstone capital
All fees deferred to resale — nothing due before closing

Do I need good credit to qualify?

No. There is no credit check, no DTI requirement, and no lender approval process. Hillstone underwrites on the deal — the property's after-repair value and the project economics — not the borrower's personal financial profile.

Can I manage the renovation myself?

Yes. You can use your own contractors and manage the renovation directly, or Hillstone can provide a dedicated team to handle everything from planning through sale. If you opt for Hillstone's project management, the cost is included in the renovation budget with a 10% markup on costs incurred.

What states do you operate in?

All 50 states, with active major metro areas preferred. Total project cost must fall between $300K and $5M. Target turn-time is 4 months from purchase to resale. Eligible property types include SFRs, condos, townhomes, and 2–4 unit residential properties.

Can I flip my own home?

Absolutely. We specialize in helping homeowners sell for maximum value — even if the home needs renovations first. We'll pay off your existing mortgage, cover all renovation costs, and manage the project from start to finish. We can also structure an upfront payout for most of your home's current as-is value, delivered within weeks of kicking off the project.

From deal submission to funded flip.

Not a lender.Not even close.

Built to make your flip easier.

What qualifies for EasyFlip.

What the numbers actually look like.

Everything you need to know.

Ready to startyour next flip?

Not a lender.
Not even close.

Ready to start
your next flip?